Licensed Third-Party Collection Services

Under P&L Collections LLC, a fully licensed third-party collection agency, we offer a comprehensive suite of debt collection services designed to help businesses recover delinquent balances efficiently and in compliance with state and federal regulations.

Our services involve direct contact with consumers or commercial debtors, structured recovery processes, and legal support coordination when necessary. Whether you’re a medical provider, landlord, auto lender, or service-based business, we act on your behalf to pursue recovery with professionalism, integrity, and adherence to the Fair Debt Collection Practices Act (FDCPA) and other applicable laws.

From initial outreach and negotiation to post-judgment enforcement and payment monitoring, our team is equipped to manage the full lifecycle of your receivables.

Explore our collection services below to see how we can support your recovery efforts.

Business meeting with three professionals discussing documents.

Collection Agency Services We Offer

  • Third-Party Debt Collection
    Recover balances from consumers or businesses (medical, auto, landlord, etc.)
  • Settlement Negotiation
    Reach resolution and payment plans with debtors on behalf of your client.
  • Credit Reporting to Equifax
    Report unpaid accounts (once certified and compliant with FCRA).
  • Skip Tracing & Asset Location
    Locate debtor addresses, employers, and bank accounts for collection or judgment enforcement.
  • Post-Judgment Recovery
    Enforce judgments through bank levies, wage garnishments, and liens (via attorney where needed).
  • Payment Monitoring
    Track payment plans and flag defaults for client follow-up or legal action.
  • Attorney Coordination
    Work with legal partners to file or enforce lawsuits as needed (court costs are billed separately).