Professional Consulting Services for Smarter Debt Management

At P&L Collections LLC dba PNL Consulting Services, we provide tailored consulting services designed to help businesses proactively manage accounts receivable, reduce delinquency risks, and navigate the complexities of debt recovery and credit reporting—all while staying compliant with applicable laws and regulations.

Whether you're a small business owner, medical practice, landlord, or service provider, our consulting services offer actionable guidance to strengthen your internal processes and improve recovery outcomes—before formal collection efforts become necessary.

From reviewing intake procedures and internal workflows to advising on post-judgment strategies and credit reporting setup, our team works with you to build a foundation for effective and legally sound receivables management.

Explore the consulting services we offer below.

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Consulting Services We Offer

  • Pre-Collection Workflow Review
    Evaluate a business’s invoicing, follow-up, and internal collection processes.
  • Post-Judgment Recovery Strategy
    Help clients understand their options for enforcing court judgments (bank levy, wage garnishment, liens, etc.)
  • Credit Reporting Setup
    Assist businesses with setting up Metro 2 credit reporting via Equifax or e-OSCAR (only if they meet FCRA requirements).
  • Internal Collections Training
    Train in-house staff on soft collections, dispute handling, and compliance practices.
  • Debt Recovery Consulting
    Review past-due accounts and recommend recovery strategies before legal action.
  • Demand Letter Drafting (Non-Attorney)
    Help clients send first-party demand letters with proper documentation and tone.
  • Skip Tracing Recommendations
    Guide clients on locating hard-to-find debtors through compliant methods.
  • Client Intake Review
    Improve contracts and intake forms to reduce future delinquency risks.
  • Small Business Debt Consulting
    Offer 1-on-1 sessions to landlords, medical offices, or trades people on how to legally and effectively recover unpaid balances.